New Year’s Resolution for Homeowners




Yup, we’ve heard it all before when it comes to New Year’s resolutions for ourselves – diet, exercise, lose weight. But, making a resolution for our homeownership goals? Check out these smart ideas guaranteed to pad your wallet precisely because you DO own a home!


If you’re tired of renting, and you know the rent always goes up EVERY year, then maybe 2016 is your year to get that new address. Shopping for a new home is an easy resolution to make, and rest assured there is plenty of help for you from using a trusted sales agent and Internet sites to simply driving around neighborhoods that strike your fancy looking for FOR SALE signs. You have to start somewhere to land a new home by spring or summer and resolving to take that first step now will get you there quicker.


Resolve to pay off your home mortgage faster by padding your payments each month. By adding extra dollars to your payment, you can actually save tens of thousands of dollars over the span of your mortgage by consistently following this practice.

If you live within Chicago city limits, this idea may feel like fighting city hall. However, if you’re at retirement age or older, make sure you’re getting a discounted property tax rate. Or, check to see when you property was last assessed because you might be paying too much.


Resolve to stop wasting energy. Explore how your home can become more energy efficient. Maybe it’s time to replace outdated appliances, that old furnace or even the hot water heater. You’ll be saving money and the environment with better use of earth’s resources.
Happy New Year from the Sergio & Banks team!

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